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	<title>The E-commerce Review &#187; Personal Finance</title>
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	<link>http://theecommercereview.com</link>
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		<title>How to Hire a Car</title>
		<link>http://theecommercereview.com/how-to-hire-a-car</link>
		<comments>http://theecommercereview.com/how-to-hire-a-car#comments</comments>
		<pubDate>Sat, 12 Jun 2010 06:46:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Car Hire]]></category>

		<guid isPermaLink="false">http://theecommercereview.com/how-to-hire-a-car</guid>
		<description><![CDATA[Many of us have never hired a car before, even though it is a popular option for many people. Whether you&#8217;re on a business trip, or on a road trip focused vacation abroad, you will need to rent a car for your trip. Anyone on any budget can afford car hire, so here are some [...]]]></description>
			<content:encoded><![CDATA[<p>Many of us have never hired a car before, even though it is a popular option for many people. Whether you&rsquo;re on a business trip, or on a road trip focused vacation abroad, you will need to rent a car for your trip. Anyone on any budget can afford car hire, so here are some things you&rsquo;ll need to know when it comes to booking.</p>
<p>You can reserve your car online, or in person. Although many of the Economy car class models go fast, you can still book in person if you arrive at the airport without a previous reservation. Even if they do not have a car in the class you want to book, you can have a free upgrade to the next class up, at the same price. Online booking is the easiest, with pictures of the cars available, as well as add ons and extras, and additional insurance coverage all available.</p>
<p>From <a href="http://www.t9carhire.co.uk/13071.html">car hire in Manchester</a>, to Liverpool, the procedure is always the same. You can choose your car, add ons such as GPS or child car seat, additional insurance coverage, and pick up and drop off dates and times. The locations of car hire agencies are always accessible, from right near the airport terminal to the city center.</p>
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		<title>Transportation of the Near Future Electric Cars</title>
		<link>http://theecommercereview.com/transportation-of-the-near-future-electric-cars</link>
		<comments>http://theecommercereview.com/transportation-of-the-near-future-electric-cars#comments</comments>
		<pubDate>Mon, 12 Apr 2010 12:27:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Electric]]></category>

		<guid isPermaLink="false">http://theecommercereview.com/transportation-of-the-near-future-electric-cars</guid>
		<description><![CDATA[If you have finally decided to jump into the soon to be &#8220;best form of cheap transportation,&#8221; the electric car is just what the doctor ordered.
 The first question most consumers ask is how soon will my car pay for itself? Since more people are considering down scaling their form of transportation and they don&#8217;t [...]]]></description>
			<content:encoded><![CDATA[<p>If you have finally decided to jump into the soon to be &#8220;best form of cheap transportation,&#8221; the <a href="http://www.electric.co.uk">electric</a> car is just what the doctor ordered.</p>
<p> The first question most consumers ask is how soon will my car pay for itself? Since more people are considering down scaling their form of transportation and they don&#8217;t want to bicycle everywhere; they are going in a different direction. Another popular question is how long will my vehicle go on a charge? Since gas prices don&#8217;t seem to be going down, this new form of transportation is a great option for the budget minded buyer.</p>
<p> One automotive company advertises their vehicles will go over 120 miles on a single charge. That is way better than the mileage one can expect with most cars using gasoline. Typically they are smaller in size so if you are looking for a compact car this may be your best choice.</p>
<p> Although they are initially more expensive than a gas model; they do pay for themselves in fuel savings. So if you&#8217;ve decided to go green then its time you considered this new form of transportation. Just make sure to charge it up before you go on a long journey, if you run out on the highway you will neead a very long extension lead!</p>
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		<title>Debt Disaster 101:  When You Canâ€™t Make the Minimum Payment</title>
		<link>http://theecommercereview.com/debt-disaster-101-when-you-can%e2%80%99t-make-the-minimum-payment</link>
		<comments>http://theecommercereview.com/debt-disaster-101-when-you-can%e2%80%99t-make-the-minimum-payment#comments</comments>
		<pubDate>Fri, 10 Jul 2009 10:35:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Accounts]]></category>
		<category><![CDATA[Minimum Payment]]></category>

		<guid isPermaLink="false">http://theecommercereview.com/?p=21</guid>
		<description><![CDATA[It happens.Â  We all go through periods of financial difficulties.Â  You&#8217;ve been sick, you lost your job or you&#8217;ve simply overspent.Â  You&#8217;re only human.Â  You really can&#8217;t make the minimum payment this time around. You know that you have to worry about late fees, high interest rates, not to mention the negative effect on your [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignright size-medium wp-image-22" title="minimum" src="http://theecommercereview.com/wp-content/uploads/2009/07/minimum-300x181.jpg" alt="minimum" width="300" height="181" />It happens.Â  We all go through periods of financial difficulties.Â  You&#8217;ve been sick, you lost your job or you&#8217;ve simply overspent.Â  You&#8217;re only human.Â  You really can&#8217;t make the minimum payment this time around. You know that you have to worry about late fees, high interest rates, not to mention the negative effect on your credit score and history. Â Don&#8217;t worry &#8211; you&#8217;re not facing utter doom.Â  Here are the basic and most important things you can do to resolve your financial woes:</p>
<p><strong>Call Your Credit Card Company ASAP. </strong>The worst thing you can do is just to allow the bill date to go past and wait for the late fees and the interest rates to eat you alive next month. Â Don&#8217;t fear your credit card company.Â  Let them know right away and ahead of your billing due date about the problem you&#8217;re having.Â  If you have a good payment history with them to begin with and you can assure them that you can make the payment next month, most credit card companies will extend your due date, allow the late fees to be waived and continue to report your payment status as &#8220;current&#8221; with the credit bureaus.</p>
<p><strong>Check The Payment Options. </strong>Ask your credit card company about alternative payment options such as post dating checks or even a debit card payment online.</p>
<p><strong>Use Your Emergency Fund. </strong>If you&#8217;re dealing with a cold-hearted creditor, then it&#8217;s time to dip into your emergency fund.Â  Don&#8217;t put off creating this while you enjoy a steady source of income.Â  This is definitely the time to use that money.Â  Barring that, borrow from a friend or family member or ask for an advance on your paycheck.</p>
<p><strong>Check Your Budget. </strong>Look at your bills and see which ones that can still wait a week or two for payment. Just be careful which bills you have to prioritize &#8211; you don&#8217;t want to be without water or electricity for example.Â  Consider your expenses and see what you can do without or spend less on for now.</p>
<p><strong>Other Options. </strong>If you are having a lot of trouble consistently making the minimum payments on time, then you really need to assess your money management habits.Â  <strong>Debt settlement, entering a debt consolidation program </strong>and <strong>credit counseling</strong> are some of the options you should be looking into.Â  The debt settlement process is a serious step to take and you should carefully consider a good and reputable debt settlement company to handle your business. A good credit counselor, for example, can help you fix your budget and negotiate for lower payments with your credit card company.Â  Debt consolidation is a good option if you already manage your money well but are experiencing an unavoidable financial bind due to illness or natural disaster.Â  Just remember, each option does have its pros and cons and you need to carefully think and research which one will really be a great solution for you, rather than add its own new set of problems.</p>
<p>Debt disaster does happen.Â  All of us occasionally go through rough financial patches.Â  It can be difficult to rebuild your credit standing but you can start resolving the problem by taking immediate and well-considered action.</p>
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		<title>Account Cheaters That Kill Finances</title>
		<link>http://theecommercereview.com/account-cheaters-that-kill-finances</link>
		<comments>http://theecommercereview.com/account-cheaters-that-kill-finances#comments</comments>
		<pubDate>Mon, 15 Jun 2009 23:31:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Bank Accounts]]></category>
		<category><![CDATA[Finances]]></category>

		<guid isPermaLink="false">http://theecommercereview.com/?p=18</guid>
		<description><![CDATA[One of the very devastating swindles that banks do to people is using the money deposited to them by lending it to other people or investing it to the banker&#8217;s expense.
Sometimes the best way to really lessen your worries when you invest your money in a bank is to have your account free from interest [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignright size-full wp-image-19" title="bank" src="http://theecommercereview.com/wp-content/uploads/2009/07/bank.jpg" alt="bank" width="300" height="257" />One of the very devastating swindles that banks do to people is using the money deposited to them by lending it to other people or investing it to the banker&#8217;s expense.</p>
<p>Sometimes the best way to really lessen your worries when you invest your money in a bank is to have your account free from interest rates, as much as possible. Of course, in case the bank gets into any trouble, you don&#8217;t have to discuss nor argue about interest rates or any other fiendish issues that will only hurt your financial stability.</p>
<p>Some of the common victims of banks are people who have small business. Loan banks are often the culprit in terms of cheating customers. Some banks make their lending standards stringent to small businesses, and that is quite more reliable compared to banks that seem very generous in lending money but in the end, would only endanger the growth and development of the customer&#8217;s business.</p>
<p>However, common mistakes by small businesses include the use personal credit card cash advances where they are led to a double-bind. This leads to the profit of the bank that charge high interest and at the same time lowering the customer&#8217;s credit scores to fund the small business. The double-bind is supposed to help build up the business and improve cash flow for both the business and the bank. But with the terms that fool customers, later on loan applications would not be approved due to the lowered credit score.</p>
<p>Not all banks are capable of cheating customers through their accounts. There are still reliable and trustworthy banks that will ensure that your finances are well-managed and secured for the future.</p>
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